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Rent vs
Buy
A comprehensive opportunity cost analysis to help you make the right housing decision.
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Buying Inputs
Property Price (₹)
Down Payment (%)
Upfront Buying Costs (Stamp Duty) (%)
Home Loan Interest Rate (%)
Loan Tenure (Years)
Property Appreciation Rate (% p.a.)
Maintenance & Property Tax (% of value p.a.)
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Renting Inputs & General
Current Monthly Rent (₹)
Annual Rent Inflation (%)
Security Deposit (Months of Rent)
Investment Return Rate (% p.a.)
(For Renter's savings)
Comparison Time Horizon (Years)
Calculate
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Results
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Buyer Net Worth at end of Horizon
₹ 0
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Renter Net Worth at end of Horizon
₹ 0
Net Worth Trajectory Over Time